Monday, June 16, 2014

Essential Rules Of Paying For College

For parents of a high school senior, the day that the last college application is turned in can feel like the day peace is restored in the household: no more nagging to finish those essays, no more anxiety over standardized tests, and best of all, no more frantic 11th-hour proofreading before a midnight deadline. However, once the applications are turned in, a different challenge begins: paying that hefty tuition bill.

According to data from the College Board, the cost of attendance rose across the board from the 2012-'13 academic year to the 2013-'14 school calendar: average in-state tuition at public four-year schools rose 2.9% to $8,893, out-of-state tuition at public four-year institutions ticked up 3.1% to $22,203, and tuition at private not-for-profit schools increased 3.8% to $30,094. Including room and board, the numbers get even higher: in-state attendees see $18,391 in total charges, out-of-state students get an average bill of $31,701 and those matriculated at a non-for-profit private school are looking at an average bill of $40,917.

That's the bad news. The good news, according to FORBES contributor Laura Shin in the video below, is that there are some easy things you can do to make the process a little less painful:

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